A Portfolio Designed for You
A disciplined strategy with a long-term focus is the key to success. We offer steady guidance in a tumultuous, fast changing investment landscape. Your portfolio is designed based on your comfort level with risk, and tailored to your investment objectives, liquidity needs, time horizon and tax situation.
We employ a structured, thoughtful and transparent investment process on your behalf to help you achieve your investment and financial goals. We engage with clients in a fee-based, advisory capacity. This type of relationship creates a fiduciary relationship between us and you, which means we are offering advice that is in your best interest, and as conflict-free as possible.
Our Investment Process
We provide customized, risk-managed investment advice founded on long-term strategic asset allocation. Our portfolio management objective is to maximize return for the amount of risk each client is willing to assume – from “conservative” to “aggressive.” Portfolios are continuously monitored against changing markets and economic climates, with tactical adjustments made to address risks and opportunities.
We identify these risks and opportunities by evaluating the relative pricing of investment options compared to historical averages and the valuations of competing assets. Global economic issues and trends that may affect investment options are also taken into consideration. Our risk-based models are adjusted accordingly over time within a set of established guidelines that are based on a long-term strategic allocation discipline. In other words, we will never make “all or nothing” bets, or stray too far from the beaten path.
Within this asset allocation strategy, we then identify investments we feel are best suited in each category, developing a select list of investments. Our select list may include exchange traded funds (ETFs), mutual funds and closed-end funds, along with individual bonds and equities when appropriate.
In certain asset classes, we will hire a fund manager. In other areas, where we feel active management performance does not justify the additional cost, we opt for lower-cost index funds or individual securities. We utilize a wide range of resources when performing due diligence for our select list, including proprietary research from Wall Street analysts and analysis tools from leading resources including Morningstar, Value Line, Reuters, Raymond James, investment management companies and banks.
We evaluate funds against their respective benchmarks and peers using several criteria including:
- Manager Tenure
- Style Adherence
- Risk Metrics
While a risk-based model is a starting point, your portfolio is constructed with a focus on your specific situation – defined by return objectives, risk tolerance, liquidity needs, tax considerations and time horizon. Your investment portfolio is always customized to fit your unique needs.
There is no assurance any investment strategy will be successful. Investing involves risk including the possible loss of capital. The market value of fixed income securities may be affected by several risks including interest rate risk, default or credit risk, and liquidity risk.
Investors should consider the investment objectives, risks, and charges and expenses of exchange-traded funds (ETFs) and mutual funds carefully before investing. The prospectus contains this and other information about ETFs and mutual funds. The prospectus is available from Ascential Wealth Advisors and should be read carefully before investing. Please keep in mind that diversification and asset allocation do not ensure a profit or protect against a loss